What if your clients could build their dream home and borrow both the purchase money and renovation funds in a single mortgage loan? It is just that simple with Fix-It Mortgage by Advisors Mortgage Group

Jim Ragan, NMLS# 759362

Construction & Renovation Department Manager

Jim Ragan is one of the most experienced Renovation Lending Professional in the U.S. After tripping over FHA 203(k) in 1988 he opened K Mortgage Corp in NJ and designed the first successful Reno Program in the Northeast. For 29 years Jim has managed 

sales and operations platforms for FHA 203(k) and Fannie Mae HomeStyle products. During the 90’s Jim was one of only five lenders selected to the HUD 203(k) Lender’s Workgroup that advised HUD on the redesign of the 203(k) program. His Renovation Lending experience began as owner operator for K Mortgage Corp. in NJ. He then managed Renovation Lending for Bank of New York, and then led National Reno Programs at Bank of America, Prospect Mortgage, and Guaranteed Rate.


“At Advisors Mortgage we have built a Reno Team of dedicated, experienced professionals to support our Home Owners, our Referral Partners, and our Sales Teams. Our sole focus is to help our customers buy homes and Close as is on Time”


Our Advisors Mortgage Renovation Lending Team includes personnel that have worked together for 17 years dedicated to Reno Loans. We have experienced personnel including Sales Support, Processors, Underwriters, Closers and an in house Draw Administrator. We have developed a Reno specific process that works! Our mission is to help our Referral partners increase their business using Renovation Loans as a tool to find more buyers and sell more homes.